Everyone Should Have A Credit Card: 10 Reasons Why

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Credit cards are a fantastic resource to help you handle your finances better. Here are ten reasons why everyone should have a credit card.

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Credit cards are a quick and easy way to establish or build credit. Credit scores affect your ability to get car loans, personal loans, and other credit products. Having a clear credit report is essential.

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Many cards will give you cashback as you spend money. Spending $1000 within 90 days and getting $100 back is a standard account opening bonus.

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One perk of using a credit card is that most cards offer 0% interest rates on purchases for extended periods.

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The fine print with credit cards can be to your advantage (sometimes). There are consumer protections on a credit card that you don’t get with a debit card or cash transactions.

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